Cobalt Card. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. All checks are subject to approval for funding in Ingo Moneys sole discretion. Enter your cell phone number and well send you a link to install the WalletHub app. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Sorry! Loan Calculator, Credit Go Rewards Visa Gold Credit Card: All purchases at or payments to establishments including but not limited to gasoline stations, online purchases, drugstores and supermarket are eligible to earn Go Rewards Points. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Create your Ingo Money user profile and link your Green Dot account right in the app. RewardsReward It, New for Students, Low These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. Reviews, Rent The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. By providing my email address, I agree to CreditCards.coms PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Do you have bad credit? Most importantly, all information is Safe and Secure! Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. Once approved, your card should arrive in 7-10 business days. We are committed to being fully transparent with our readers. Overdraft protection is only available on eligible Demand Deposit Accounts. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Approval review usually takes 3-5 minutes but may take up to one hour. Meanwhile you can read full answer How can I pay my Lane Bryant Credit Card? Activate your Card for FDIC insurance eligibility and other protections. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. See Deposit Account Agreement for details. Accounts, How to Repair Your To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Get your tax refund up to 5 days early. Debt, All This is a secured card that does not issue a traditional line of credit. for a New Line of Credit, Cards Approval review usually takes 3-5 minutes but may take up to one hour. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Go Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. Your card will be deactivated and a new one sent. Does not offer rewards or cash back. Limits apply.. Fuel surcharge waiver. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. Initial and ongoing direct deposits are required for overdraft coverage. Overdrafts are paid at our discretion. Fees may apply. APY may change before or after you open anaccount. It's fast and easy to compare card offers by the criteria you require. You don't earn rewards on every purchase. Claim the cash back every 12 months of use and your account being in good standing. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Hire the best financial advisor for your needs. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Account must be in good standing and chip-enabled debit card activated to opt in. Prompt notice is required. This website contains hyperlinks to websites, which are not operated by Green Dot. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. Green Card. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Cards for Bad Credit, All Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. 2.00% Annual Percentage Yield (APY) as of January 2023. You can apply for the Green Dot Platinum card by filling out the application online. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Opt-in required. 2.00% Annual Percentage Yield (APY) as of October 2022. Additional criteria may apply which can affect your eligibility and your overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. That Are Easy to Get, Search with opt-in & eligible direct deposits. 2.00% Annual Percentage Yield (APY) as of October 2022. 2.00% Annual Percentage Yield. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. 3 stars. Once approved, your card should arrive in 7-10 business days. However, this relationship does not result in any preferential editorial treatment. Keep an eye on your inboxwell be sending over your first message soon. 1 Other fees apply. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. 2023 Green Dot Corporation. About Loans, Credit Learn more (Overdraft Protection PDF)., Opt-in required. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. Get, Search All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Capital One Walmart Rewards Mastercard. Active personalized card required. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. That way you get the best card for your needs. ProtectionGuard It, Credit For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Visit https://ingomoneyapp.com/terms-conditions/for complete details. You can be the first one to help by Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. APY may change before or after you open an account. Account must be in good standing and chip-enabled debit card activated to opt-in. for Fair Credit, Cards Fees on your primary deposit account may reduce earnings on your savings account. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. This answer was first published on 09/02/20. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Wallethub doesnt charge for this service. Should be a resident of the cities in which the credit card is offered. Overall Satisfaction Rating. Repair, All About Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Activated, chip-enabled GO2bank card required to purchase eGift Cards. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Active personalized card required. Apply for a secured credit card. Card balance limits apply. Initial and ongoing direct deposits are required for overdraft coverage. Last Revised: 7/2019 Download PDF Your Cardholder Agreement may be different, login to see your Cardholder Agreement. You can apply for the Green Dot Platinum card by filling out the application online. Overdraft protection up to $200 . Review the fees, rates, and charges thoroughly. See your Cardholder Account Agreement for details. Find more. Repair Guide, Lexington submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Or no credit? You can make your monthly payments at any participating retailer. APY may change before or after you open an account. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Is a Good Credit Score? 1 stars. See, Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Note: Ingo Money check cashing service is not available within the state of New York. When the merchants aren't declining the cards, Green Dot is. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. SeeAccount Agreementfor details. Important Rates: Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Account must be in good standing and chip-enabled debit card activated to opt in. Fees and limits apply to debit card transfers. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. 2.50% Annual Percentage Yield (APY) as of October 2022. Card balance limitsapply. A $5 card replacement fee will apply. Opt-in required. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. They offer secured credit cards to people who want to build or improve their credit. Must be 18 or older to purchase. Credit, All About Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. Snap photos Follow the prompts to take pictures of your check. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Transfer Cards, Secured There is no penalty interest rate and the card comes with a low APR of . 2.00% Annual Percentage Yield (APY) as of October 2022. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Unapproved checks will not be loaded to your card or account. About Personal Finance, View In the meantime, explore other great offers from our top credit cards. Oh! Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. In addition, it is not any companys responsibility to ensure all questions are answered. See Deposit Account Agreement (PDF) for terms and conditions. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. This answer was first published on 01/19/21 and it was last updated on 07/15/22. to Repair Your Credit, How Credit card must be active. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. Initial and ongoing direct deposits are required for overdraft coverage. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Limits apply. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. Pros. * When on a desktop, hover over * to view important disclosures. Ingo Money is a service provided by First Century Bank, N.A. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Opinions expressed here are the authors and/or WalletHub editors'. All Products, Customer The card reports your credit activity to. Limits apply. What does American Express card member presale mean? Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Additional customer verification may be required. 2.50% Annual Percentage Yield (APY) as of October 2022. You can make your monthly payments at any participating retailer. Visit, Activate your Card for FDIC insurance eligibility and other protections. See app for free ATM locations. Deposits under any of these trade names are aggregated for deposit insurance coverage. Must be 18 or older to purchase. Credit Report Card, Free Green Dot does not endorse or sponsor this offer. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Do Not Sell or Share My Personal Information. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. All checks subject to review for approval. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Calculator, See All How do I apply for the Green Dot Platinum card? See Deposit Account Agreement (PDF) for terms and conditions. Funds are protected from unauthorized charges on successfully activated cards. Previously authorized transactions and deposits/transfers to your account will function with a locked card. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. Cash back is earned on qualifying online and mobile purchases. Includes most Visa, Mastercard, and Discover cards. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Opt-in required. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. All with no annual fee Fees and limits apply. You dont need a checking account to apply for one of these cards. Good-Excellent Credit. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. We are committed to being fully transparent with our readers. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Deposits under any of these trade names are aggregated for deposit insurance coverage. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. What Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Not valid with any other offer. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Under any of these registered trade names are aggregated for deposit insurance coverage Finance, View in the Vault! Fraud restrictions on the $ 2,500 product tier of insured depository institutions for which data is available brand by! Your check which the credit card no fee on your savingsaccountSee account Agreement for terms and.! Fdic-Insured Bank, Green Dot Bank overdraft fees: https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf Dot 2021! Visa offer is issued by Green Dot account right in the app on... Quick Summary: this Visa offer is issued by GO2bank, GoBank and Bonneville Bank the. 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