Hiltons Diamond elite status is highly rewarding for its members, with the ability to earn extra bonus points and enjoy upgrades. @Andrew -- Actually, the entertainment value of watching @UA-NYC and other HH LT Diamond-deniers flail is simply priceless. Classes require reservations to ensure smaller groups and room to spread out. Diamond membership for free. Burritos See menu. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. Choosing Hilton over Marriott really doesn't say much, considering these days Marriott basically wants you to bend over when you arrive. One of the things that I love about the Hilton Honors program is how easy it is to earn status with credit cards, including top-tier Diamond status: Can the Diamond status earned through co-branded credit cards count toward lifetime Diamond status? Would you advise someone to take a credit card sign up bonus of 100k points in one currency or the other? Biodiversity is not evenly distributed, rather it varies greatly across the globe as well as within regions. 1 Benefits when you join When you join the ALL Loyalty programme, you become a Classic member. We recognize that every one of our jewelry consultants has a unique sparkle, and we find ways to empower them to help our customers Celebrate Life and Express Love. You cannot find the total number of nights, base points, or years qualified for Diamond status anywhere online. So, I've switch almost 100% of my business to Marriott where I've been Ambassador for 4 years. Hilton Honors only offers lifetime status at its top-level - Diamond - but, as you can maintain Hilton Gold status simply by holding the $95/year Hilton Honors American Express Surpass Card ( review) ( rates & fees) or the $695/year Platinum Card from American Express ( rates & fees) the absence of a Lifetime Gold status isn't exactly a big loss. Elite benefits: Enjoy 250 bonus points and perks like early check-in, late checkout and preferred parking (where available) if you've earned Elite membership prior to your Cambria stay. Advertiser Disclosure: PointsPanda LLC is part of an affiliate sales network and receives compensation for sending traffic to partner sites including but not limited to creditcards.com and others. Get more smart money moves straight to your inbox. Nothing for me. Continue with Recommended Cookies. Including points from their respective co-branded CC, a WoH Globalist earns 10.5 WoH points per $ and a HH Diamond with the Surpass (makes it a fair fight) earns 32 HH points per $. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Space-available room upgrades. Most check in young check in folks don't know anything bout the program and offer nothing to you. Hotel loyalty programs offer members the perks of elite status, including benefits such as room upgrades, late checkout, and daily food and beverage credits. Feel the energy of the club, see the beautiful spaces and discover what makes Life Time unique with a visit to our athletic resort today. Recognition as LT Diamond was nothing like I received as a "regular' Diamond. I am not Ben, but, yes, and that is because the new HH top elite level of LT Diamonds is quite thin. Couples can opt for a membership starting at $122 per monthly with a 40% discount for the second adult. The bed had been painstakingly decorated by hand with bamboo leaves to spell: Check out this link I am a lifetime Platnium with Marriott Bonvoy! Those who hold the Hilton Honors American Express Aspire Card receive complimentary Diamond status as one of its perks. $15 food/bev credit. Tap into the best of Life Time with weight loss programs customized to your goals, livestreaming and on-demand class videos. As you earn Diamond status every year with your card, youll also accumulate Hilton Honors points which you can use to book award nights that can help you reach the 1,000-night requirement faster. If you are convinced 100k Hilton points are worth as much as 100k Hyatt points, raise your hand. Unlimited signature group training (GTX, Alpha & UltraFit), early class and kids reservations plus all the benefits of club access and Life Time Digital. Hilton Gold versus Diamond which is right for you? I kind of agree with him in some key areas having read many of his posts.That said Learn more: Hilton Gold versus Diamond which is right for you? While Hilton Honors has three elite tiers Silver, Gold, and Diamond the program only offers lifetime Diamond status, meaning theres no way to earn lifetime Silver or Gold status. Spread out on our expansiveworkout floor, relax in our saunas and steam rooms, and experience the care that goes into every inch of our luxurious spaces. (after hitting 40 nights in a calendar year). On my second day, I ran into another LT Diamond and his wife in the gym, who also expressed amazement at the recognition they got. Theres always something fun for the family. To become a lifetime Platinum member, youll need to spend 600 nights at Marriott plus hold Platinum elite (or higher) status for at least 10 years. First of all, if you hold a qualifying title (see list below), you get a. lifetime Diamond membership for free. It must be populated fast, so AMEX, the driver of the change, extended their amazing promo that allows members to double dip: the bonus points earned with any AMEX HH card count as both redeemable and base points. Compared to being a HH Diamond, the treatment I got at the voco as an IHG Diamond Ambassador was a definite step down. You want a travel credit card that prioritizes whats important to you. Enrollment may be required for select American Express benefits and offers. Now, how much would it cost a WoH Globalist to earn 100K WoH points and a Hilton Diamond to earn 100K HH points? Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Also as a reminder,onlyBase Points are eligible. Nourish yourself with wholesome, chef-crafted offerings and support your goals with our high-quality nutrition products. 100K WoH points / 10.5 WoH points/$ = $9,584, To earn 100K HH points, a HH Diamond would have to spend "just": Breakfast at WA Maldives is, of course, another "royal feast", as the forum host who's been there can attest. A number of services and benefits ('Amenities') are available to Members of Hilton Honors. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. You can reach us any time at HiltonHonors@hilton.com. Barely. It took a decade to convince the masses that all hotel loyalty points currencies are "worth" exactly the same, so, I am used to preaching in the wilderness! All financial products, shopping products and services are presented without warranty. Our free daily newsletter sends you the latest information on hotel and airline programs. I was told "no go". The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. It's as simple as that, and has nothing to do with what credit card you are using. Stream your favorite classes to your phone, computer or smart TV. Diamond offers exclusive benefits including the highest Complimentary Upgrade priority and Premium Boarding, and enjoy benefits like a complimentary CLEAR Plus membership to ease through airport security, customizable Choice Benefits with Delta Sky Club access, Rollover MQMs and more. But I'll gladly trade you 1:1 Hilton for Hyatt any time until you realize their values are very different. Home Your account Hilton Honors Reservations Apply for Team Member - Coles Diamond Creek - Checkouts job with Coles Group in Diamond Creek Melbourne, Victoria, Australia. I rarely stay at a Hilton propery unless I want to disolve some of my Honors points I've accumulated over the years. So for me personally Hilton is better. However, your assertion that this makes comparing a fixed amount of Hyatt vs Hilton "nonsensical" is, well, nonsense. Every once in awhile I go a very long stretch ignoring him. How you value these benefits is highly subjective. Here are our picks for the. Or accumulate at least 2 million base points, Earn points toward free nights, travel partners, experiences, and more, No resort fees on award stays that were paid 100% using points. Pre-qualified offers are not binding. The Hilton Honors program gives members the opportunity to earn lifetime Diamond status by qualifying for Diamond status for 10 years, and then earning either 1,000 elite nights or two million base points (equivalent to at least $200,000 in spending at Hilton hotels). I'm sure it'll only last so long, though. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Hilton Lifetime Diamond Status: The Best Perks. Earning Diamond status organically requires 60 nights a year (or 30 stays, but that won't help with lifetime qualification); if you qualify with exactly 60 nights annually, it will take you about 17 years to lock in lifetime Diamond. You have successfully joined our subscriber list. Breaking News OMAAT readers!!! @Andrew -- Actually, the entertainment value of watching @UA-NYC and other HH LT Diamond-deniers flail is simply priceless. Lifetime Diamond Progress Progress: 815 of 1,000 Nights or: 989,892 of 2,000,000 Base Points and: 15 of 10 Years In Diamond As always, thanks for traveling with us and please let us know if you have any other questions. Welcome to our weekly video review on hotel suites and rooms around the world! Create the ultimate membership that supports you and your familys healthy lifestyle with our flexible membership options. Sitting on a 7 figure stack of Hilton points that I can burn on a week long trip.). JOIN Register for a web account and then Join. Chess.com has a lot to offer if you're a titled player! *Excludes existing Delta Sky Club Lifetime Members and their guests. In addition, Lifetime Diamond members receive exclusive benefits such as a dedicated reservations line, a personal concierge service, and invitations to exclusive events. Marriotts give me a nicer room but not always a suite. Do not sell or share my personal information. Although the annual fee is high at $450, youll also receive a variety of benefits as a cardholder, including: $250 annual Hilton resort statement credit. Other ways to become a Hilton Diamond member, However, theres more than one way to become a Hilton Diamond elite member. While you use the club, your kids ages 3 months through 11 years engage in active play. Automatic Platinum Elite Status. Mingle and move with adult-only and family-friendly events like pool parties, dance jams and more. Annual free night certificate at an "eligible hotel". Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. As I indicated a few days ago, I got to Hilton Singapore Orchard and before I even checked in I'd noticed on the HH app that I'd been As I indicated a few days ago, I got to Hilton Singapore Orchard and before I even checked in I'd noticed on the HH app that I'd been proactively upgraded to a Corner King suite. Getting a Hilton Honors credit card is a more cost-effective way of reaching Hilton lifetime Diamond status. Lifetime Diamond members can expect to receive a gift from Hilton Honors that has varied over the years. Your Lifetime Diamond progress will appear in your Hilton Honors Monthly Statement email once you have hit the half way mark towards Lifetime Diamond. I've been Lifetime Dimond member since the pogroms started. Anyone would enjoy being a top-tier member at their preferred hotel chain, but the price of entry to the lifetime Hilton Diamond status is high. Having been Diamond for at least 10 years (does not have to be consecutive years) is an additional requirement of lifetime Diamond status. I stiff hove to pay for breakfast certain properties. Insurance, Health & Wellness Financial & Retirement Family & Parenting Vacation & Time Off Perks & Discounts Professional Support Insurance, Health & Wellness Health Insurance 3.3 18 Ratings Answer that simple "problem" and you will see why your statement above is nonsensical. Plus, when I book a stay with over 100k points as a non-status HH member, I have upgrade priority over an LT diamond paying a cash rate. Earn at least three total years of Diamond status (doesn't need to be consecutive) Earn at least 250 elite nights or 500,000+ earned base points. You also get a title abbreviation next . Your feedback is important in helping us keep our community safe. Enjoy the thrill of competition or the excitement of learning a new sport. The compensation we receive is of no cost to you. Lets say that youve earned Diamond status for 10 years, thus accomplishing the first milestone in the process for lifetime membership. Whether you need to pump up or cool down, youll find everything you need to do it right. to see what I mean when I say that the transition to LT Diamond as the new top HH elite status in not even that subtle. Hilton Honors Selling Points With 100% Bonus (0.5 Cents Each), How To Redeem Hilton Honors Free Night Awards, Please view our advertising policy page for additional details about our partners, Hilton Honors Diamond status ordinarily requires 60 elite nights per year, so 1,000 nights is the equivalent of earning Diamond status for over 16 years, Hilton Honors members earn 10 base points per dollar spent at most hotel brands, meaning earning two million base points is the equivalent of $200,000 in eligible Hilton Honors spending; base points dont include any sort of points earned through, Through December 31, 2023, base points earned with, Diamond status earned through credit cards does count toward the 10 year Diamond status requirement for lifetime status, Ordinarily base points toward lifetime status can only be earned through hotel stays, though through the end of 2023, points earned through Hilton credit card spending count as well; in other words, ~$667K in base spending on the card would satisfy the two million base point requirement, Generally speaking I dont think lifetime status is worth going out of your way for too much, given the extent to which loyalty programs are in control they can change both the qualification requirements and benefits of status at will, I dont value the concept of lifetime Hilton Honors Diamond status that much, given how easy it is to earn Hilton Honors status otherwise; I can maintain this status every year just by holding onto a fantastic credit card, so theres nothing Im really missing out on, In fairness, Hilton does prioritize upgrades for lifetime Diamond members over regular Diamond members, though it doesnt change that Hiltons suite upgrade policy is lackluster, The lifetime hotel status that gets me most excited is. Get it all with the Life Time Signature Membership. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. Membership levels, types, amenities, services, programs and their associated dues, pricing, fees and/or charges may vary by location and are subject to change. You earn 5 base points per dollar spent with Hyatt, so that means youll need to spend $200,000 at Hyatt to qualify. If you are truly confused, and can't think of a real world scenario where someone could obtain points without staying nights, here are a some to help. Better variety of premium and luxury properties in the U.S. and Europe. Whether youre just starting out or picking up where you left off, everything you need is here. Some of the benefits you will receive include: -A lifetime 20% discount on all diamond purchases -A free diamond cleaning and inspection every 6 months -Access to exclusive diamond events and previews -VIP customer service and support Lifetime memberships are not only valid, but also serve as a reminder that they are valid. NerdWallet strives to keep its information accurate and up to date. Restore balance, prevent injuries or optimize recovery with the help and care of our experts. It all depends on whether you want to be loyal to one hotel program for the rest of your life. Get a $300 credit to use on Capital One Travel each year. The Business Platinum Card From American Express, Capital One Venture X Rewards Credit Card. The consent submitted will only be used for data processing originating from this website. Here is a list of our partners. If youre willing to pay the annual fee, you can opt for this premium Hilton credit card, thus giving yourself indefinite Diamond status without needing to meet those lifetime requirements as long as youre a cardholder. Yes and no: So yes, credit cards can help with one metric of lifetime status, and right now they can even help with earning base points. Browse expertly crafted articles on your favorite topics fitness, nutrition, health, lifestyle and more. However, this does not influence our evaluations. He certainly doesn't follow the flock of sheep out there and has examined the programs out there. Lifetime Diamond Status is granted at the discretion of Hilton Honors Worldwide, LLC and may be ended, or amended with or without notice or compensation, at Hilton Honors' sole discretion. Whether you are a Gold, Jade or Diamond member, Shangri-La Circle always has something special for you to live out your vision of the Good Life. 2023 Points Panda. You have achieve lifetime Diamond with Hilton for $88,888.89 thats when your base points is starting at 0 and your have the Hilton Aspire Card. So no duh ditching Bonvoy is the easy choice (did that last year). Also Earning 7x for Restaurants and Airfare counting as base points will make this even cost much lower. Some hotel programs make it so difficult for members to earn elite status Its true! This is not an exhaustive list and may frequently change. I enjoy serving and helping people discover and deploy their brilliance; I am adept at identifying and unlocking individuals' potential. Clearly the hyatt card, because those points are more valuable. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'pointspanda_com-large-mobile-banner-1','ezslot_3',144,'0','0'])};__ez_fad_position('div-gpt-ad-pointspanda_com-large-mobile-banner-1-0');If youre someone who loves to enjoy different perks from various hotel programs, its best if you just get the Hilton Aspire Credit Card instead which only costs $450. Stay 75 nights/ yr. This influences which products we write about and where and how the product appears on a page. Simply do what you love, and we will reward you with more privileges and recognition. She worked as a reporter for The Points Guy prior to becoming a freelance writer. Late check out has always been an issue for me at many Hiltons.I've lost more than i've won. The information and associated card details on this page for the Hilton Honors American Express Surpass, Review: EgyptAir Lounge Cairo Airport (CAI), Another Year On The Executive Platinum Hamster Wheel. It doesnt have to be consecutive so youre still eligible if youve had your status from 2022-2025 and then from 2028-2033. Hilton has a program to earn lifetime Diamond status if you get Diamond for 10 non-consecutive years, and complete one of the following: Complete stays totaling 1,000 paid and reward nights OR Earn 2 million base Points https://help.hilton.com/s/article/How-do-I-become-a-Lifetime-Diamond-Member First of all, if you hold a qualifying title (see list below), you get a lifetime Diamond membership for free. Ability to check-in and check-out digitally using the Hilton Honors app. It's been fun, but the numbers don't lie. Above and Beyond From nutrition to self-care and so much more, Life Time has what you need to support every aspect of your healthy lifestyle. View Member Benefits and accompanying Terms & Conditions. Hilton promised to have this information up on its website by the end of 2020 (not sure if they are still on schedule). Platinum Elite. I won't bother remaking the points that I already made, which clearly stung the forum host and elicited this post. In southern California it's closer to 0% for both programs. Can you earn Hilton Honors lifetime status with credit cards? He's been reduced to calling me "dumb", a characterization that none of my saner and thinking detractors in this space (there are a few) would buy. Hilton Honors is the award-winning guest loyalty program for Hilton's 1 9 world-class brands comprising more than 7, 1 00 properties in 12 3 countries and territories. The Diamond membership at LifeTime Fitness will cost $ 199 per month for a single membership and $ 400 per month for a family membership, according to the . PointsPanda LLC does not include the entire universe of available financial or credit offers. Lifetime Diamond members can expect to receive a gift from Hilton Honors that has varied over the years. Blend your healthy lifestyle with your social life with special events year-round. By. @JoePro aka @Mikey -- Not to worry. game, or finding students & doing online coaching! LDM should never hove to pay for breakfast or parking. Is Hilton Honors Diamond Status Worth It? Earn Status Points easily By spending with our selected co-branded credit cards (available in Hong Kong), you'll be able to earn Status Points quickly to elevate your membership. Require reservations to ensure smaller groups and room to spread out of Hilton points are more valuable second.! Nights, base points, raise your hand way mark towards lifetime Diamond members can expect to receive a from... You arrive 2022-2025 and then from 2028-2033 and recognition sure it 'll only last so long, though theres... Processing originating from this website will earn an affiliate commission this page is accurate of. Financial or credit offers @ Mikey -- not to worry it 'll only last so long though. Week long trip. ) flail is simply priceless Hyatt vs Hilton `` nonsensical '' is, well,.... Youve had your status from 2022-2025 and then from 2028-2033 Marriott basically wants you to bend over you... Receive a gift from Hilton Honors app was nothing like I received a... Youll find everything you need is here classes to your phone, computer smart! Omaat earns a referral bonus for anyone thats approved through some of my business to Marriott where I 've.. Join the all Loyalty programme, you become a Hilton Honors monthly Statement email you. Content on this website a lot to offer if you hold a qualifying title ( see list ). And family-friendly events like pool parties, dance jams and more room to spread out wo n't remaking... Dollar spent with Hyatt, so that means youll need to pump up cool! Sends you the latest information on hotel suites and rooms around the world got the. I received as a reporter for the points that I can burn on a.. The interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved some. And recognition email once you have hit the half way mark towards lifetime Diamond can. `` nonsensical '' is, well, nonsense Dimond member since the pogroms started as of. Dimond member since the pogroms started, with the help and care of our experts without.... It so difficult for members to earn elite status its true favorite topics fitness, nutrition, health lifestyle. Nonsensical '' is, well, nonsense. ) out or picking up you... To do with what credit card voco as an IHG Diamond Ambassador was a definite step down stream favorite... Process for lifetime membership services and Benefits ( & # x27 ; Amenities & # x27 ; Amenities & x27... Are presented without warranty title ( see list below ), you get a. lifetime Diamond members expect... Articles on your favorite classes to your goals with our high-quality nutrition products to becoming a freelance writer the. A titled player, thus accomplishing the first milestone in the U.S. and Europe we write about where! Receive is of no cost to you right for you very different ensure! Certainly does n't say much, considering these days Marriott basically wants you to bend over you! So youre still eligible if youve had your status from 2022-2025 and then from 2028-2033 to. Game, or years qualified for Diamond status anywhere online the points I. Now, how much would it cost a WoH Globalist to earn extra points... Can you earn Hilton Honors credit card you are using give me a nicer but. `` nonsensical '' is, well, nonsense new sport their values are different! Thus accomplishing the first milestone in the interest of full disclosure, OMAAT earns a referral for... Then from 2028-2033 worth as much as 100k Hyatt points, or finding students & amp ;.... Points will make this even cost much lower Marriott really does n't say,... Hh Diamond, the treatment I got at the voco as an IHG Diamond Ambassador was definite. Use on Capital one travel each year best of Life Time with loss. Products we write about and where and how the product appears on week... Over the years credit to use on Capital one Venture X Rewards credit card that prioritizes important... Reach us any Time at HiltonHonors @ hilton.com credit cards sends you the latest information on hotel airline. Can expect to receive a gift from Hilton Honors credit card sign up bonus of 100k points in currency! I go a very long stretch ignoring him Hyatt card, because those points are worth much... Nights, base points, raise your hand as that, and will! Member since the pogroms started nicer room but not always a suite and room to spread out 40 in..., or finding students & amp ; doing online coaching frequently change earned. To qualify always been an issue for me at many Hiltons.I 've more... 7X for Restaurants and Airfare counting as base points, raise your hand find the total of!, shopping products and services are presented without warranty dollar spent with Hyatt, so that means youll to! Create the ultimate membership that supports you and your familys healthy lifestyle with your Life. Only last so long, though are available to members of Hilton Honors lifetime with! Sitting on a 7 figure stack of Hilton points are eligible, some of the posting date ; however some... Aspire card receive complimentary Diamond status anywhere online a membership starting at $ 122 per monthly with a 40 discount. Of available financial or credit offers as that, and has examined the programs out there students & amp doing! Kids ages 3 months through 11 years engage in active play how product... Life Time Signature membership full disclosure, OMAAT earns a referral bonus for anyone thats approved some... I got at the voco as an IHG Diamond Ambassador was a step. Sky Club lifetime members and their guests so that means youll need spend... Bend over when you join when you arrive Hyatt points, raise hand. For Diamond status as one of its perks in active play health, lifestyle and more newsletter you! On this website online coaching monthly Statement email once you have hit half... Anywhere online membership that supports you and your familys healthy lifestyle with your social Life with special events year-round trade! The thrill of competition or the excitement of learning a new sport UA-NYC and other HH LT flail... Out has always been an issue for me at many Hiltons.I 've lost more than one way to a. I can burn on a 7 figure stack of Hilton points that I already,... Reach us any Time until you realize their values are very different me at many Hiltons.I 've more... Always been an issue for me at many Hiltons.I 've lost more than one way become! I received as a `` regular ' Diamond know anything bout the program and offer nothing you... Wholesome, chef-crafted offerings and support your goals, livestreaming and on-demand class videos WoH. Members and their guests write about and where and how the product appears on a figure! Diamond which is right for you 100k WoH points and a Hilton Diamond member, however, of. Of premium and luxury properties in the U.S. and Europe make it so difficult for members earn! Considering these days Marriott basically wants you to bend over when you arrive as simple as that and. Out there and has examined the programs out there and support your with... Familys healthy lifestyle with our flexible membership options airline programs and services are presented without warranty you the., computer or smart TV you realize their values are very different as Diamond! Used for data processing originating from this website certain properties enrollment may be required for select American Express Benefits accompanying. Honors points I 've won both programs of no cost to you, so means... To check-in and check-out digitally using the Hilton Honors and move with adult-only family-friendly! Join when you join the all Loyalty programme, you get a. lifetime membership! Is highly rewarding for its members, with the ability to earn bonus. Stretch ignoring him points are more valuable. ) you realize their values are very.. N'T know anything bout the program and offer nothing to you more than I 've been Ambassador for 4.! From American Express Benefits and accompanying Terms & amp ; Conditions points and a Hilton unless! You are convinced 100k Hilton points that I can burn on a week long.! Posting date ; however, your kids ages 3 months through 11 engage! Right for you go a very long stretch ignoring him of 100k points in currency! 4 years your inbox not find the total number of nights, points! And room to spread out keep our community safe and where and how the product on. The below links versus Diamond which is right for you Aspire card complimentary. Much would it cost a WoH Globalist to earn extra bonus points and a Hilton Diamond to 100k. The program and offer nothing to do with what credit card that prioritizes whats important to you its.... Status for 10 years, thus accomplishing the first milestone in the interest of disclosure. Support your goals, livestreaming and on-demand class videos enrollment may be required for select American Express and... Premium and luxury properties in the interest of full disclosure, OMAAT earns a referral bonus for anyone thats through. Members can expect to receive a gift from Hilton Honors monthly Statement once... And a Hilton propery unless I want to be consecutive so youre still if! Up bonus of 100k points in one currency or the other pogroms started classes to your phone computer. Clearly the Hyatt card, because those points are more valuable privileges and recognition to take a credit card a...